加拿大超級簽證最新消息：醫療保險要求的變更使 超級簽證更容易獲得 Change to health insurance requirement makes the super visa more accessible
超級簽證醫療保險要求調整 讓更多家庭受惠
家庭團聚是加拿大移民政策的重要目標，加拿大政府一直致力於透過各類移民計劃讓家庭成員得以相聚。
超級簽證（Super Visa）是一種多次入境簽證，允許加拿大公民或永久居民的父母和祖父母來加拿大與家人團聚。每次入境可停留最長 5 年，並可在加拿大境內申請延期。
醫療保險要求調整，擴大選擇範圍
根據加拿大移民、難民及公民事務部（IRCC）的規定，超級簽證申請人必須購買私人醫療保險，因為持有超級簽證者並不符合省級或地區醫療計劃的資格。
過往，申請人只能從加拿大本地保險公司購買醫療保險，但從今日起，IRCC 允許超級簽證申請人購買來自加拿大境外指定公司的私人醫療保險。
國際保險公司的資格要求
為確保符合超級簽證的醫療保險要求，來自加拿大境外的保單必須符合以下條件：
✅ 由加拿大金融機構監理署（OSFI）授權的國際保險公司提供的意外及疾病保險
✅ 該公司必須列於OSFI的聯邦監管金融機構名單
✅ 保單必須根據該公司的加拿大保險業務發行
申請人可以透過 OSFI 官方網站 查詢國際保險公司是否獲得授權提供意外及疾病保險。此外，有關這項超級簽證新政策的更多資訊，也可以在加拿大移民局（IRCC）官方網站查閱。
持有超級簽證的醫療保險有效期要求
🔹 持有超級簽證者必須在加拿大停留期間持有效的醫療保險
🔹 如果保險在離開加拿大前到期，持簽證者可能需要在加拿大境內續保
🔹 每次入境加拿大時，都必須持有有效的私人醫療保險
這項改變的影響與優勢
這次醫療保險要求的調整，讓更多家庭能夠透過超級簽證與家人團聚，並提供更多靈活的選擇。
✔ 減少財務負擔 – 家庭可比較不同國際保險公司的價格，找到更適合的方案
✔ 提升申請靈活度 – 以前只能選擇加拿大保險公司，現在有更多選擇
✔ 仍確保醫療保障 – 保持超級簽證申請人的醫療保險符合加拿大標準
Families are stronger when they are together, and Canada remains committed to reuniting families through our immigration programs.
The super visa is a multiple-entry visa that allows parents and grandparents of Canadian citizens and permanent residents to visit their family in Canada for longer periods of time: five years per visit, with the option to extend their stay while in Canada.
Super visa applicants must prove they have a minimum level of private health coverage to be granted a super visa, as they are not eligible for provincial or territorial health care plans. Previously, proof of health insurance could only be from Canadian health insurance providers.
As of today, Immigration, Refugees and Citizenship Canada (IRCC) is allowing super visa applicants to purchase a private health insurance policy from companies outside Canada.
To be eligible as valid health insurance coverage, the policy from a company outside Canada must
- be issued by a foreign insurance company authorized by the Office of the Superintendent of Financial Institutions (OSFI) to provide accident and sickness insurance
- appear on OSFI’s list of federally regulated financial institutions
- be issued under the company’s insurance business in Canada
You can find out if a foreign insurance company is authorized to provide accident and sickness insurance by visiting the OSFI website. More information on these changes to the super visa can also be found on IRCC’s website.
Super visa holders should have a valid health insurance policy for the duration of their stay in Canada. If coverage expires before they leave Canada, super visa holders may need to renew their health insurance during their stay. Private health insurance must be valid for each entry to Canada.
These changes make it easier for families to reunite on a super visa, while also ensuring parents and grandparents of Canadian citizens or permanent residents have adequate health insurance when entering Canada.
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